You have a bookkeeper and an accountant. Nobody is helping you understand your finances, plan ahead, or make smarter decisions. That's the gap Aperio fills.
"Most businesses aren't struggling because something is broken. They're struggling because nobody has ever shown them a clear picture of what's actually going on — and what to do about it."
Calgary business owners under $5M revenue. Good at what they do. Always feeling like the finances are one step behind.
No generic playbook. We start with your situation and build from there.
Your numbers, explained in plain English every month. The financial partner most small businesses have never had.
Stop guessing from the bank balance. See what's coming weeks before it arrives — and plan around it.
Make decisions on purpose. A real budget, tracked monthly, so you always know where you stand.
Your bookkeeper records what happened. Your accountant files the returns. Neither one is helping you run the business. Aperio fills that gap.
"I've seen how Canada's largest companies manage their finances. Most of what they do well can be applied to a $2M business. That's what I'm here to do."
Craig Rowan spent 20 years in corporate treasury — including advising corporate clients at a major Canadian bank. When it comes to your bank, your borrowing, or your next big decision, you have someone who has seen it from both sides.
The person you meet is the person doing the work.
No jargon. No reports nobody reads. Clear answers about your business.
The cash flow model, the budget, the dashboard — built and embedded until they stick.
Craig has been the corporate client and the bank advisor. That perspective matters when your credit line comes up.
We know the local economy, the cycles, and the pressures Alberta owners actually face.
Real engagements. No new revenue, no new debt, no cutting people. Just finding what was already there.
Profitable, busy, always tight. Nobody had ever mapped where the cash was going.
The loan structure had never been questioned. The cost of that was leaving quietly, month after month.
A real engagement that walks through what we look for, what we find, and what changes.
A 30-minute conversation. We'll tell you honestly whether we can help and where to start. No pitch deck. No pressure.